QUICK LOAN--PSBank FLEXI PERSONAL LOAN with PRIME REBATE!!!

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Description


LOAN 20,000 up to 250,000 with only 1.75 or 2.5% interest rates!!!

PS
Bank FlexiPersonal Loan with Prime Rebate

PSBank Flexi Personal Loan is the first and only collateral-free personal loan product with the flexibility of a revolving credit line and a fixed term loan. It provides customers access to day and night banking from hundreds of ATM machines.

Revolving credit is a type of credit that does not have a fixed number of payments. The amount you can borrow decreases or increases depending on how much you have repaid. In a term loan, one is required to make periodic payments usually over a certain fixed period. With PSBank Flexi Personal Loan, you can choosebetween 24 and 36monthly amortizations.

Prime Rebate

Prime Rebate allows customers to earn rebates or savings when they make advance or excess payments on their PSBank Flexis monthly due.

* The rebate is automatically applied to all new and existing term loans. The client does not need to register or enroll to get the rebate.

*Rebates earned from advance/excess payments are computed on a daily basis including weekends and holidays, starting on the date the payment is posted, and credited every due date.

* Rebate is applicable to advance/excess payments for the total term loan amortization due

How does the PSBank Prime Rebate work?

Make an Advance Payment
For example, when you pay five (5) days before your loans monthly due date, you will actually earn a rebate on a daily basis from the day your payment was posted to the day before your loans due date.

Make an Excess Payment
If you pay in excess of the amount required on your due date, you will earn a rebate on a daily basis from the date of posting up to the day before the next due date.

Product Features

Credit Facility

Revolving Credit Line and Fixed Term Loan

Loan Amount

Minimum of PhP20,000; Maximum of PhP250,000

Loan Term

24 or 36 months

Minimum Monthly Repayment

The minimum amount that must be paid on or before the Payment Due Date to avoid any penalty. To arrive at your Minimum Amount Due, please add the following:

5% of the Total Amount Due of Revolving Loan Availments or Interest Due or P500.00, whichever is higher
Monthly amortization of installment Loan Availments
Penalty and late charges for the period

Finance, late charges, other fees and total installment amortizations will only be deducted from the available credit line on payment due date.

Interest Rate

2.5% interest rate for the Revolving Loan; 1.75% add-on rate for the Fixed Term Loan.

Form of Payment

  • Over-the-counter at any PSBank branch nationwide
  • BancNet ATMs nationwide and BancNet Online for clients who have deposit accounts in these banks
  • Via PSBank Remote Banking for enrolled and activated PSBank accounts
  • Client-initiated deduction/debit from PSBank deposit account only

Accessibility

  • Revolving Credit facility may be availed of from PSBank, Metrobank, Megalink, Expressnet, andBancNet networks nationwide and Maestro-Cirrus ATMs worldwide
  • Term Loan facility may only be availed of from any PSBank ATM
  • Point-of-Sale (as debit card): Can be used in over 20,000 BancNet, Megalink, and ExpressNet-affiliated stores
  • PSBank Flexi Personal LoanChecks

Release of ATM Card

  • Delivered via courier to place of work

Turn Around Time

5 days

Annual Fee

PhP1,500 or 1% of the approved credit line whichever is higher.

ATM Service Fee

PSBank ATMs: PhP20.00

Metrobank ATMs: PhP22.50

BancNet, Megalink, ExpressNet ATMs:PhP30.00per withdrawal; PhP1.00 per balance inquiry

BDO & Cirrus ATMs: US$3.50 PhP20.00 per withdrawal; US$1.00 per balance inquiry

Credit Line Validity

Renewable yearly

Maximum Withdrawal per day

PhP50,000 in all PSBank and Metrobank branches

Checkbook

For approved credit lines PhP50,000 and up, clients get one FREE checkbook upon request.

For approved credit lines less than PhP50,000, clients can request for a checkbook at a standard cost of PhP165.00.

Statement of Account

You are advised of your account details via:
Paper Statement of Account (delivered to your preferred mailing address)
PSBank Remote Banking - Statement of Account in PDF and Loan Account Summary
Email

PSBank Flexi Personal LoanActivation Hotline

You may call Customer Service at (02) 845-8888 anytime, any day.


Qualifications

Citizenship

: Filipino

Residence

: Philippines

Age

: At least 22 years old to 54 years old upon line approval

Source of Income

: Employed or self-employed

Work Tenure

: At least2 years permanent work status with 1 year tenure in current employer if employed or3 years profitable in thesame business if self-employed

Monthly Income

: At least PhP15,000 gross monthly income if employed
: At least PhP30,000 net monthly income if self-employed

Others

: Preferably an active credit card holder
: With residential landline or mobile number, business landline and email address

Documentary Requirements

Completely filled out PSBank Flexi PersonalLoan application form.
Photocopy of any of the following identification cards: Company ID, SSS, GSIS, PRC, Driver's License, Passport or TIN (plastic card type), Firearms License, NBI Clearance, Integrated Bar of the Philippines ID.
Photocopy ofBIR form 2316, 2306, 2307 or 1700for employed applicants.

Photocopy ofBIR form 1701 or 2317 for self-employed applicants and Auditor's Report and Financial Statement with BIR Stamp.

Original copy of the latest credit card billing statement (with the client as the PRINCIPAL cardholder).

HOW TO APPLY?!! questions??

JUST CALL
:
7521881/

OR TEXT:

09387945058/09334666359

AND LOOK FOR:
ALLAN BENEDICK ARGUEL for FAST PROCESSING :)
(MC Loan Pro-PS Bank Loan Consultant)

LIKE US ON FACEBOOK!!!
Macro Cash Loan Professional Consultancy Services (Mc Loan Pro)

EMAIL ME!!
[email protected]ahoo.com

*no processing fee
*stand-by cash
*no pretermination fee
*collateral free
*1-3 banking days processing
*no gimiks

SO WHAT ARE YOU WAITING FOR?!
APPLY NOW AND ENJOY PRIME REBATES AND LOW INTEREST RATES ONLY AT PS BANK AND MC LOAN PRO!! :)

"We are CARING, PROFESSIONAL and TRUSTWORTHY"

Images


QUICK LOAN--PSBank FLEXI PERSONAL LOAN with PRIME REBATE!!!





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